Getting Mobile Phone Insurance | The Communication Blog

Tuesday, January 3, 2012

Getting Mobile Phone Insurance

By Jamu Martin


Around 73% of mobile phones, which are almost 35 million in number, do not have an insurance policy that covers them. This means that in the event of any damage or loss of the phone, it comes upon the owner to cover the expenses. There are various damages that an insurance policy for mobile phones covers and most of these features are unknown to the few owners of phone insurance. It is important to know that upon the purchase of the policy, you become entitled to some great benefits.

For those who have decided to look at various mobile phone insurance options, there are a few questions that are really important and need to be asked about the cover policy before you go ahead and buy it. The very first question is if the insurance company offers a backup service for data, in case your phone is lost. The second question regards the cost of the apps or extras and their cover if you lose your phone.

After these two questions comes the question regarding a handset replacement if you lose your phone. One aspect of the insurance that needs clarification is about the term of the insurance cover. You need to be sure about whether the same term as your phone contract is covered under the phone insurance.

Make sure to consider that cost is the most important factor in your mobile phone insurance and you should make sure to know exactly what the total cost will be if you include the admin fees and excess costs. Ultimately, it is the factor of cost, which is going to decide the most viable policy for your phone.

When you have found out all the features of a certain mobile phone insurance policy, you should consider all the alternatives and compare the features of the policies and the quotes of each of the insurance providers and then decide the best one.




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